Това е много положителна новина за нашата страна! Нека продължаваме да привличаме инвестиции и да развиваме икономиката си. Радвам се, че България е привлекателна за чуждестранни инвеститори.

Невероятно! Това е доказателство за успеха на икономическите реформи, които България провежда. Нека се радваме на това постижение и да се надяваме, че тенденцията ще продължи и в бъдеще.

There are several basic principles of insurance. These include:

1. Risk pooling: Insurance works by spreading the risk of financial loss across a large number of individuals or entities. The premiums paid by policyholders are pooled together to provide funds to cover any claims that may arise.

2. Indemnity: Insurance aims to provide compensation to policyholders that restores them to the same financial position they were in before the loss occurred. The purpose is not to profit from the loss but to prevent financial hardship.

3. Utmost good faith: Insurance policies are based on the principle of utmost good faith, which means that both the insurer and insured are expected to act honestly and provide complete and accurate information when entering into an insurance contract.

4. Insurable interest: Generally, the insured must have a financial interest in the insured property or person. This means they would suffer a financial loss if the insured event were to occur. Insurable interest helps to prevent individuals from obtaining insurance for speculative purposes.

5. Subrogation: Subrogation allows the insurer to step into the shoes of the insured and take legal action against responsible third parties to recover the amount paid out in claims. This helps to prevent the insured from receiving a double recovery.

6. Contribution: Contribution applies when multiple insurance policies cover the same risk. If a loss occurs, each policy will cover a proportionate amount, ensuring that no policyholder can receive more than the total loss.

7. Proximate cause: Insurance policies typically cover losses that are proximately caused by an insured peril. This means that the loss must be directly and immediately caused by the event specified in the policy for coverage to apply.

8. Sub-limit: Sub-limits are restrictions on the amount of coverage available for specific types of losses or types of property. These limits are often stated separately from the policy’s overall coverage limit.

9. Deductible: A deductible is the amount of money that the insured must pay out of pocket before the insurance policy starts to cover a loss. Higher deductibles usually result in lower premiums.

These principles govern the way insurance contracts are structured and the way claims are handled. Understanding these principles is essential for both insurers and policyholders to ensure fair and effective coverage.

That they would suffer a financial loss if the insured object or person were to be damaged or lost. Without an insurable interest, there is no need for insurance.

5. Subrogation: This principle allows the insurer to take legal action against a third party responsible for causing the insured loss in order to recover the amount paid out in claims.

6. Contribution: If a policyholder has multiple insurance policies covering the same risk, each insurer may contribute proportionally to the loss based on the amount of coverage they provide. This avoids overcompensation and ensures that each insurer pays their fair share.

Overall, these principles help to establish the fundamental concepts of insurance and ensure fair and efficient operation of the industry.

Впечатляващо е да научим, че чуждестранните инвестиции в България се увеличават толкова бързо и безпрецедентно. Това може да бъде изключително положителна новина за икономиката на страната и за потенциалните възможности за развитие и растеж. Трябва да се насърчават и поддържат такива инвестиции, за да се създаде благоприятна среда за бизнес и да се стимулира икономическото развитие на България.